Double Your ROI with a 4-Phased Human-Centred Design Playbook
Laura McCutchan
As digital disruption intensifies and customer expectations rise, financial services leaders are under pressure to deliver intuitive, consistent, and high-value experiences across all touchpoints. In this article, Laura McCutchan, Director of Design, explores how human-centered design (HCD) can be a powerful lever for innovation and growth, enabling banks and insurers to embed empathy, cross-functional collaboration, and data-driven decision-making into every strategic initiative. Grounded in insights from real-world consulting experience, the article introduces a 4-phase HCD playbook tailored to help financial institutions unlock ROI, build trust, and accelerate innovation cycles. It also highlights the transformative role of AI when combined with ethical, user-centric design, and presents practical strategies for upskilling design teams to thrive in AI-augmented environments.